Cashflows Pro 1.0.30

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Cashflows Pro assists users in projecting future balances of their bank accounts. The setup process is straightforward and requires minimal maintenance effort.

You can input your recurring transactions, including transfers between accounts, and future one-time transactions to have the app estimate your account balances months or even years ahead. Cashflows Pro focuses solely on future projections and doesn't require the input or management of transaction history.

The app displays your account transactions and balances over time, allowing you to override individual payment dates and amounts. Easily toggle payments on and off to observe their impact on your future balances. Any changes made are instantly reflected in the graph.

Periodically updating the starting balance will prompt the app to show which transactions are still pending. For transactions that have already occurred or are overdue, a simple tap and hold let you toggle them on or off.

FEATURES:

• Multiple accounts: Ability to add multiple accounts and establish recurring or manual transfers between them.
• Recurring transactions: Support for recurring transactions with start date, end date (optional), and various recurrence options.
• Warning balance: Option to set a warning balance for an account for quick notification when the balance falls below it.
• Interactive forecast graph: Displays your future balance over time, highlighting warning balances and negative regions. A tap on the graph provides a closer look at nearby transactions.
• File-based: Ability to maintain multiple scenarios in separate files. Backup files from Cashflows or Total Cashflow can be opened.

MANY USES:

1. Planning Future Purchases: Ideal for forecasting payments for future loans, mortgages, or car leases. Adjustments can be easily made to determine affordability based on different scenarios.
2. Planning for Change: Useful for managing recurring bills with annual increases like health insurance fees. Immediate financial impacts of adjustments can be seen by setting up new recurring transactions and modifying end dates accordingly.
3. Planning for Uncertainty: Allows for flexible forecasting based on changing payment amounts onto a credit card. Users can override forecasted amounts as needed, with the ability to edit or delete overrides later.
4. Getting Out of Debt: Valuable tool for creating strategies to pay off debts efficiently. The app assists in estimating the timeframe needed by setting up recurring transactions and adjusting payments based on evolving financial situations.